Insurance for Volkswagen JettaTrying to come up with a payment for overpriced car insurance can bottom out your savings account, especially in this economy. Comparing rates annually is recommended to make ends meet.

A recent NerdWallet.com study revealed that about 70% of customers have bought car insurance from the same company for well over three years, and approximately 40% of consumers have never compared rates to find affordable insurance. Many consumers in Colorado could save 35% every year by just comparing rate quotes, but they won't spend time to compare rates online. Insurance companies such as GEICO, 21st Century and Progressive all claim big savings with fancy advertisements and it is challenging if not impossible to avoid their marketing magic and effectively compare rates to find the best deal.

If you have a policy now or need new coverage, take advantage of these tips to reduce premiums without sacrificing coverage. Buying the cheapest car insurance in Colorado Springs is not rocket science. Comparison shoppers just have to know the most time-saving way to compare rates online from multiple companies.

Do you qualify for discounts on Volkswagen Jetta insurance in Colorado Springs?

Some companies don't always publicize all available discounts in an easy-to-find place, so the following is a list of both well-publicized and also the lesser-known ways to save on auto insurance.Save money with discounts

A little disclaimer on discounts, most discounts do not apply to the entire policy premium. A few only apply to individual premiums such as physical damage coverage or medical payments. So even though you would think all the discounts add up to a free policy, nobody gets a free ride.

Companies and a selection of discounts include:

When getting a coverage quote, ask every company to apply every possible discount. Some credits may not apply to policies everywhere. To view providers who offer cheap Volkswagen Jetta insurance quotes in Colorado, follow this link.

The easiest way to compare rate quotes for Volkswagen Jetta insurance in Colorado Springs is to know the trick car insurance companies pay for the opportunity to give rate comparisons. The only thing you need to do is spend a couple of minutes providing details like distance driven, whether you have decent credit, marital status, and if you went to college. That information is sent automatically to multiple different insurance companies and they return cost estimate immediately.

To find the cheapest Volkswagen Jetta insurance rates, click here and enter your coverage details.

The companies shown below can provide quotes in Colorado Springs, CO. If the list has multiple companies, we suggest you visit as many as you can in order to get a fair rate comparison.

Volkswagen Jetta Insurance Estimates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $234 $448 $368 $22 $110 $1,182 $99
Jetta S 2.5 Station Wagon $192 $288 $392 $24 $118 $1,014 $85
Jetta LE 4-Dr Sedan $172 $314 $338 $20 $100 $944 $79
Jetta SE 4-Dr Sedan $262 $534 $330 $20 $98 $1,244 $104
Jetta SE 2.5 Station Wagon $264 $528 $338 $20 $102 $1,252 $104
Jetta 2.0T 4-Dr Sedan $214 $426 $368 $22 $110 $1,140 $95
Jetta SEL 4-Dr Sedan $242 $426 $358 $22 $108 $1,156 $96
Jetta 2.0T Station Wagon $190 $340 $298 $18 $90 $936 $78
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Rate quotes do not factor in specific location which can increase or decrease premiums significantly.

Higher deductibles lower rates

When shopping for auto insurance, a common question is how high should the deductibles for physical damage be. The following tables outline how much more you'll pay between low and high insurance deductibles. The first rate table uses a $250 deductible for comprehensive and collision coverage and the second price table uses a $500 deductible.

Volkswagen Jetta insurance premium rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $272 $458 $352 $20 $106 $1,233 $103
Jetta S 2.5 Station Wagon $272 $458 $298 $18 $90 $1,161 $97
Jetta LE 4-Dr Sedan $272 $458 $352 $20 $106 $1,233 $103
Jetta SE 4-Dr Sedan $306 $538 $352 $20 $106 $1,347 $112
Jetta SE 2.5 Station Wagon $306 $538 $298 $18 $90 $1,275 $106
Jetta 2.0T 4-Dr Sedan $306 $538 $352 $20 $106 $1,347 $112
Jetta SEL 4-Dr Sedan $306 $538 $352 $20 $106 $1,347 $112
Jetta 2.0T Station Wagon $306 $538 $298 $18 $90 $1,275 $106
Get Your Own Custom Quote Go
Volkswagen Jetta insurance premium rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Jetta S 4-Dr Sedan $220 $368 $352 $20 $106 $1,066 $89
Jetta S 2.5 Station Wagon $220 $368 $298 $18 $90 $994 $83
Jetta LE 4-Dr Sedan $220 $368 $352 $20 $106 $1,066 $89
Jetta SE 4-Dr Sedan $250 $434 $352 $20 $106 $1,162 $97
Jetta SE 2.5 Station Wagon $250 $434 $298 $18 $90 $1,090 $91
Jetta 2.0T 4-Dr Sedan $250 $434 $352 $20 $106 $1,162 $97
Jetta SEL 4-Dr Sedan $250 $434 $352 $20 $106 $1,162 $97
Jetta 2.0T Station Wagon $250 $434 $298 $18 $90 $1,090 $91
Get Your Own Custom Quote Go

Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Rates do not factor in specific Colorado Springs garaging location which can affect coverage rates considerably.

Based on this data, we can arrive at the conclusion that using a $250 deductible will cost you about $14 more each month or $168 a year than requesting the higher $500 deductible. Due to the fact that you would have to pay $250 more if you file a claim with a $500 deductible as compared to a $250 deductible, if you tend to average at a minimum 18 months between claims, you would more than likely save some money going with the higher deductible.

How to decide to raise your deductibles

Average monthly premium for $250 deductibles: $106
Average monthly premium for $500 deductibles (subtract): - $92
Monthly savings from raising deductible: $14
Difference between deductibles ($500 - $250): $250
Divide difference by monthly savings: $250 / $14
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 18 months

An important sidenote is that higher deductibles means you will have to cover more of the damage yourself if you have a claim. You must have some savings in the bank in the event you have to pay the higher deductible in order to repair your vehicle.

You may need advice from an insurance agent

Many people still like to go talk to an agent and that is recommended in a lot of cases Good agents can point out coverage gaps and help submit paperwork. One of the best bonuses of getting online price quotes is you may find lower rates but also keep your business local. Supporting local insurance agencies is definitely important in Colorado Springs.

Find insurance agent in Colorado SpringsAfter filling out this simple form, the coverage information is immediately sent to companies in Colorado Springs who want to provide quotes for your coverage. There is no reason to visit any agencies since price quotes are sent directly to you. If you have a need to compare prices from one company in particular, just jump over to their website and give them your coverage information.

Different types of Colorado Springs auto insurance agents

If you would like to find a reputable insurance agent or broker, it helps to know the two types of agencies and how they are distinctly different. Agencies in Colorado Springs can be classified as either exclusive or independent. Either one can write policy coverage, but it's a good idea to understand how they differ because it can factor into your agent selection.

Independent Insurance Agents

Agents in the independent channel can sell policies from many different companies so they can insure your vehicles with an assortment of companies and find the cheapest rate. If you are not satisfied with one company, your policy is moved internally and you can keep the same agent. When comparing car insurance rates, we highly recommend that you get some free quotes from multiple independent agents to maximize your price options.

Below are Colorado Springs independent agencies who can help you get price quotes.


4390 Academy Blvd N - Colorado Springs, CO 80918 - (719) 329-4441 - View Map


2525 W Pikes Peak Ave # C - Colorado Springs, CO 80904 - (719) 635-9720 - View Map


1863 N Circle Dr - Colorado Springs, CO 80909 - (719) 667-1301 - View Map

More Colorado Springs agents

Exclusive Agencies

Agents that elect to be exclusive can usually just insure with one company like American Family, State Farm, and Allstate. They usually cannot give you multiple price quotes so they are skilled at selling on more than just price. Exclusive agents are well schooled on sales techniques which helps them compete with independent agents.

The following are Colorado Springs exclusive agencies who can help you get price quotes.


5615 Constitution Ave - Colorado Springs, CO 80915 - (719) 597-5000 - View Map

Jeff Schmidt - State Farm Insurance Agent
1230 Tenderfoot Hill Rd Ste. 200 - Colorado Springs, CO 80906 - (719) 445-0070 - View Map

Ross Silva Agency - American Family Insurance
2746 E Bijou St - Colorado Springs, CO 80909 - (719) 597-2800 - View Map

More Colorado Springs agents

Picking an insurance agency shouldn't rely on just the bottom line cost. Below are some questions you should ask.

A little work can save a LOT of money

As you shop your coverage around, it's a bad idea to buy less coverage just to save a little money. There are too many instances where someone dropped liability coverage limits only to regret that the few dollars in savings costed them thousands. The goal is to purchase plenty of coverage for the lowest cost while still protecting your assets.

Budget-friendly insurance in Colorado Springs can be bought both online and with local Colorado Springs insurance agents, so you should compare both in order to have the best price selection to choose from. Some insurance companies don't offer internet price quotes and most of the time these smaller companies prefer to sell through local independent agents.

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