Insurance quote for Honda CR-Z in Fort CollinsHow many times have you told yourself it's time to shop around for the cheapest auto insurance rates in Fort Collins, CO? Fort Collins shoppers have a choice when shopping for the best price on Honda CR-Z insurance. They can either spend hours contacting agents trying to get quotes or use the internet to compare rates. There is a better way to shop for auto insurance and we'll show you the quickest way to quote coverages on a Honda and find the lowest price from Fort Collins insurance agents and online providers.

Unbelievable but true, a large majority of drivers have stayed with the same insurance company for at least the last four years, and just under half have never taken the time to shop around. The average driver in Colorado could save up to $605 a year, but most just don't grasp how much they could save if they swap their current policy for a cheaper one.

The quickest method we recommend to compare insurance rates in your area is to realize auto insurance companies pay for the opportunity to give rate comparisons. The one thing you need to do is provide a little information including any included safety features, how many miles driven, your credit rating estimate, and the ages of drivers. The data is instantly sent to multiple auto insurance providers and you should receive rate quotes quickly.

If you would like to start a quote now, click here and complete the quick form.

The car insurance companies shown below are our best choices to provide free quotes in Colorado. If multiple companies are listed, we recommend you visit two to three different companies to get the best price comparison.

Determine discounts on Fort Collins auto insurance

Insuring your fleet can be pricey, but there could be available discounts that can dramatically reduce your bill. Certain discounts will be applied at quote time, but some must be manually applied prior to receiving the credit.Cheaper auto insurance with discounts

We need to note that most discount credits are not given to all coverage premiums. Most cut the price of certain insurance coverages like liability, collision or medical payments. Just because you may think having all the discounts means you get insurance for free, company stockholders wouldn't be very happy.

Companies and their offered discounts are shown below.

When getting a coverage quote, ask every insurance company how you can save money. Some discounts may not apply to policies in Fort Collins.

Choosing Honda vehicle insurance is an important decision

Despite the fact that insurance is not cheap in Fort Collins, buying insurance serves an important purpose.

The benefits of buying insurance outweigh the cost, particularly when you have a large claim. Despite what companies tell you, the average driver is currently overpaying as much as $850 per year so it's recommended you shop around at least once a year to ensure rates are inline.

You may need specialized auto insurance coverage

When quoting and choosing proper insurance coverage, there really is not a "perfect" insurance plan. Everyone's situation is a little different and a cookie cutter policy won't apply.Auto insurance savings These are some specific questions could help you determine if your situation would benefit from an agent's advice.

If you're not sure about those questions but a few of them apply, you may need to chat with a licensed insurance agent. To find an agent in your area, fill out this quick form or you can go here for a list of companies in your area. It's fast, free and may give you better protection.

Compare rates but still have a local neighborhood Fort Collins car insurance agent

Some people prefer to have an agent's advice. Insurance agents can help you choose the best coverages and help submit paperwork. A nice benefit of comparing rate quotes online is the fact that you can find cheaper car insurance rates but also keep your business local.

Find insurance agent in Fort CollinsUpon completion of this form (opens in new window), your insurance data is transmitted to local insurance agents in Fort Collins who can give free rate quotes for your insurance coverage. You won't even need to find an agent because prices are sent directly to your email. If you have a need to get a price quote for a specific company, you can always visit that company's website and fill out their quote form.

Choosing an insurer should include more criteria than just the quoted price. Any agent in Fort Collins should have no problem answering these questions:

If you would like to find a local agent, you need to know there are two different agency structures that you can choose from. Agents in Fort Collins are considered either exclusive agents or independent agents. Either can write insurance policies, but it's a good idea to understand the difference in the companies they write for since it could factor into the kind of agent you use.

Exclusive Agents

These agents can only place business with one company and some examples include AAA, State Farm, Farmers Insurance, and Allstate. They usually cannot give you multiple price quotes so keep that in mind. Exclusive agencies receive a lot of sales training on what they offer which can be an advantage. Drivers often purchase coverage from exclusives mostly because of loyalty to the company and solid financial strength.

Listed below is a list of exclusive insurance agents in Fort Collins who can help you get rate quotes.

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Independent Insurance Agents

Independent agents are not employed by any specific company so as a result can place your coverage through many different insurance companies and possibly get better coverage at lower prices. To move your coverage to a new company, your policy is moved internally and you don't have to do anything.

If you need lower rates, we recommend you include a few independent agents in order to have the best price comparison. Most can insure with smaller regional carriers that may provide cheaper insurance rates.

Shown below are independent insurance agents in Fort Collins willing to provide comparison quotes.

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