Are you at wits end from sacrificing other expenses to make your insurance payment? You're in the same situation as millions of other people.

Insurance rates Nissan Juke in Fort CollinsUnbelievable but true according to a study a large majority of drivers have purchased from the same company for at least the last four years, and almost 40% of drivers have never compared rate quotes at all. Consumers in Colorado can save about 35% each year just by comparing rates, but they underestimate the amount of money they would save if they moved their coverage to a different company.

Because there are so many companies to choose from that have lower-cost insurance for a Nissan Juke in Fort Collins, it can be hard to pick the right company.

It is always a good idea to take a look at other company's rates at least once a year because prices tend to go up over time. Despite the fact that you may have had the best quotes on Nissan Juke insurance in Fort Collins at your last renewal a different company probably has better rates today. Forget all the misinformation about insurance because you're about to learn the proper way to buy cheaper Nissan Juke insurance in Fort Collins.

Our objective in writing this article is to help you learn the best way to buy inexpensive insurance and some tips to save money. If you are already insured, you will most likely be able to get lower rates using the ideas covered in this article. But Colorado consumers benefit from understanding how the larger insurance companies sell online because it varies considerably.

When price shopping your coverage, comparing more quotes helps you find the best offered rates.

The following companies provide price quotes in Colorado. If the list has multiple companies, we suggest you visit several of them to get the best price comparison.

Affordable Nissan Juke insurance quotes in Fort Collins

Companies that sell car insurance don't necessarily list all possible discounts in a way that's easy to find, so the list below gives a summary of some of the best known and the more hidden discounts that you can inquire about if you buy Fort Collins car insurance online.Save money with discounts

Keep in mind that some of the credits will not apply to the entire policy premium. Most only apply to specific coverage prices like medical payments or collision. Just because it seems like you can get free auto insurance, it doesn't quite work that way.

To choose companies who offer online Nissan Juke insurance quotes in Fort Collins, follow this link.

Three reasons to not skimp on insurance

Despite the fact that insurance is not cheap in Fort Collins, insuring your vehicle may not be optional for several reasons.

First, almost all states have minimum mandated liability insurance limits which means state laws require specific minimum amounts of liability insurance if you don't want to risk a ticket. In Colorado these limits are 25/50/15 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $15,000 of property damage coverage.

Second, if you have a loan on your Nissan Juke, more than likely the lender will require that you carry insurance to guarantee payment of the loan. If you default on your policy, the bank will be required to insure your Nissan for a lot more money and force you to reimburse them for it.

Third, insurance safeguards both your assets and your car. Insurance will also pay for medical bills for you, any passengers, and anyone injured in an accident. Liability coverage will also pay for a defense attorney if you are sued as the result of an accident. If you receive damage to your vehicle caused by a storm or accident, collision and comprehensive coverages will pay to restore your vehicle to like-new condition.

The benefits of buying enough insurance outweigh the cost, particularly if you ever have a claim. Despite what companies tell you, the average driver is currently overpaying as much as $830 a year so shop around each time the policy renews to ensure rates are competitive.

Local Fort Collins insurance agents and auto insurance

Some consumers would rather sit down and talk to an agent and we recommend doing that A nice benefit of comparing auto insurance online is the fact that you can find lower premium rates and still choose a local agent. Supporting local insurance agencies is especially important in Fort Collins.

Insurance agency in Fort CollinsAfter completing this short form, your insurance coverage information is emailed to local insurance agents who will give you bids for your insurance coverage. It simplifies rate comparisons since you won't have to do any legwork because quoted prices will be sent directly to you. Get lower rates and a licensed agent to work with. If you wish to get a price quote for a specific company, you can always navigate to their website and submit a quote form there.

If you want to buy auto insurance from a good insurance agency, there are a couple of different types of agents and how they are distinctly different. Fort Collins agents are either exclusive or independent.

Independent Insurance Agents

These type of agents are normally appointed by many insurers and that is an advantage because they can write policies with multiple insurance companies and find you cheaper rates. If they quote lower rates, your agent can just switch to a different company and the insured can keep the same agent. When shopping rates, it's recommended you get quotes from at a minimum one independent agency for the best price selection.

Below are independent agents in Fort Collins that can give you rate quotes.


525 N Denver Ave - Loveland, CO 80537 - (970) 622-9734 - View Map

Colorado - B W Insurance Agency Inc
1075 W Horsetooth Rd # 106 - Fort Collins, CO 80526 - (970) 223-0924 - View Map


421 Stover St - Fort Collins, CO 80524 - (970) 224-5500 - View Map

More Fort Collins agents

Exclusive Agents

Exclusive insurance agents can only place business with one company such as Farmers Insurance, Allstate, or State Farm. Exclusive agents are unable to give you multiple price quotes so it's a take it or leave it situation. They are usually quite knowledgeable on their company's products which aids in selling service over price.

Shown below are Fort Collins exclusive agents that are able to give price quotes.


4050 S Timberline Rd Unit 100 - Fort Collins, CO 80525 - (970) 377-0676 - View Map


103, 4212 S College Ave - Fort Collins, CO 80525 - (970) 226-1200 - View Map

Dave Lawser - State Farm Insurance Agent
4605 Ziegler Rd #1 - Fort Collins, CO 80528 - (970) 226-1306 - View Map

More Fort Collins agents

Choosing the best insurance agent requires you to look at more than just the price. Any good agent in Fort Collins should know the answers to these questions.