There isn't anyone who anticipates paying for auto insurance, especially when they could lower their rates if they shopped around.

Discount Mazda 5 insuranceA recent survey discovered that a large majority of drivers kept their policy with the same company for at least four years, and virtually 40% of consumers have never even compared rates from other companies. With the average premium in Colorado being $1,800, drivers could save nearly 35% a year by just comparing rate quotes, but most tend to underestimate the benefits if they switched to a cheaper policy.

There are many auto insurance companies to choose from, and even though it's nice to have a selection, lots of choices makes it harder to find the lowest rates for Mazda 5 insurance in Colorado Springs.

You should take the time to get comparison quotes every six months because prices change quite often. Just because you had the lowest rates on Mazda 5 insurance in Colorado Springs six months ago there may be better deals available now. There is a lot of bad advice regarding 5 insurance on the internet, but I'm going to show you some proven techniques to put money back in your pocket.

The purpose of this post is to let you in on how auto insurance companies operate and also pocket some savings If you have a policy now, you will definitely be able to lower your rates using the following tips. Nevertheless, Colorado vehicle owners need to have an understanding of the way insurance companies calculate their prices and take advantage of how the system works.

When comparison shopping, obtaining a wide range of quotes increases your odds of finding the best price. Not every company does price estimates online, so you should also compare price quotes from them, too.

The following companies are our best choices to provide quotes in Colorado Springs, CO. If multiple providers are shown, it's highly recommended you get rate quotes from several of them in order to get a fair rate comparison.

Mazda 5 Insurance Costs in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
5 Sport Station Wagon $292 $552 $404 $24 $120 $1,392 $116
5 Touring Station Wagon $310 $458 $392 $24 $118 $1,302 $109
5 Grand Touring Station Wagon $234 $472 $338 $20 $102 $1,166 $97
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Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Colorado minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Rate quotes do not factor in garaging location in Colorado Springs which can influence premium rates considerably.

Responsible drivers pay cheaper Colorado Springs auto insurance rates

The information below shows how speeding tickets and at-fault claims can increase Mazda 5 insurance costs for different ages of insureds. The price estimates are based on a married female driver, comp and collision included, $500 deductibles, and no discounts are applied.

Don't overlook these Mazda 5 insurance discounts

Car insurance is not cheap, but you might be missing out on some discounts that may help make it more affordable. Most are applied at quote time, but less common discounts must be manually applied before they will apply.Cheaper auto insurance with discounts

Just know that some of the credits will not apply the the whole policy. Most only reduce the price of certain insurance coverages like liability, collision or medical payments. Despite the appearance that adding up those discounts means a free policy, nobody gets a free ride.

If you would like to view insurers that offer multiple discounts in Colorado, click this link.

Three reasons to insure your Mazda 5

Even though it's not necessarily cheap to insure a Mazda in Colorado Springs, paying for car insurance is required in Colorado but it also protects you in many ways.

The benefits of carrying adequate insurance definitely exceed the price paid, particularly for liability claims. As of last year, the average driver in Colorado is overpaying over $700 annually so you should quote your policy with other companies every year to be sure current rates are still competitive.

You are unique and your auto insurance should be too

When it comes to choosing a policy for your personal vehicles, there really is not a one size fits all plan. Your needs are not the same as everyone else's and your policy should reflect that.Auto insurance savings These are some specific questions may help highlight if you might need an agent's assistance.

If you're not sure about those questions, you may need to chat with an agent. If you want to speak to an agent in your area, complete this form or click here for a list of auto insurance companies in your area.

Exclusive versus independent auto insurance agents

Some people still like to buy from a local agent. One of the benefits of comparing insurance online is that you can find lower rates and still have an agent to talk to. Supporting local insurance agencies is important particularly in Colorado Springs.

Colorado Springs insurance agentsTo find an agent, once you fill out this simple form, your coverage information is immediately sent to participating agents in Colorado Springs who will return price quotes for your insurance coverage. There is no reason to find an agent due to the fact that quote results will go immediately to your email address. You can find the lowest rates and an insurance agent to talk to. If for some reason you want to get a comparison quote from a specific insurance company, just search and find their rate quote page and fill out their quote form.

Pick the best auto insurance agent in Colorado Springs for you

If you are wanting to find a good insurance agency, you should know the types of insurance agents and how they work. Agents in Colorado Springs can either be exclusive or independent.

Independent Insurance Agents

Agents of this type can quote rates with many companies and that gives them the ability to insure with many different companies and possibly get better coverage at lower prices. To move your coverage to a new company, they can switch companies in-house without you having to go to a different agency.

If you need lower rates, we recommend you get some free quotes from multiple independent agents to have the most options to choose from.

Shown below is a list of independent agencies in Colorado Springs who may be able to give you free rate quotes.

1863 N Circle Dr - Colorado Springs, CO 80909 - (719) 667-1301 - View Map

4390 Academy Blvd N - Colorado Springs, CO 80918 - (719) 329-4441 - View Map

2306 N Powers Blvd #120 - Colorado Springs, CO 80915 - (719) 591-4500 - View Map

View more Colorado Springs agents

Exclusive Agents

Agents that choose to be exclusive can only provide pricing for a single company such as State Farm, Allstate, and Farm Bureau. They are unable to give you multiple price quotes so they really need to provide good service. They are well trained on sales techniques which helps them sell on service rather than price.

Shown below is a list of exclusive agents in Colorado Springs willing to provide price quotes.

1216 Academy Blvd N - Colorado Springs, CO 80909 - (719) 574-0210 - View Map

1635 W Uintah St D - Colorado Springs, CO 80904 - (719) 329-1818 - View Map

6130 Barnes Rd #104 - Colorado Springs, CO 80922 - (719) 598-8211 - View Map

View more Colorado Springs agents

Choosing the best insurance agent should depend on more than just a cheap price quote. Any agent in Colorado Springs should be willing to answer these questions.