Looking for more competitive Chrysler Town and Country insurance in Fort Collins? Think you have high-priced Chrysler Town and Country insurance in Fort Collins? Say no more because there are many people just like you.

Discount Chrysler Town and Country insuranceUnbelievable but true, almost 70% of drivers kept buying from the same company for at least four years, and 38% of customers have never compared rates from other carriers. The average driver in Colorado could save about 35% every year just by comparing rates, but most undervalue the large savings they would see if they switched to a more affordable policy.

There are many insurance companies to choose from, and even though it's nice to have multiple companies, more choices can make it harder to adequately compare rates for Chrysler Town and Country insurance in Fort Collins.

It's a good habit to compare prices yearly due to the fact that insurance rates are usually higher with each renewal. Even if you think you had the lowest rate on Chrysler Town and Country insurance in Fort Collins a few years ago other companies may now be cheaper. Block out anything you think you know about insurance because we're going to show you the quickest way to save on insurance.

The quickest method we recommend to compare car insurance company rates for Chrysler Town and Country insurance in Fort Collins is to realize most of the bigger providers participate in online systems to quote your coverage. The one thing you need to do is spend a couple of minutes providing details like if it has an alarm system, if you went to college, how much coverage you want, and if your license is active. Your insurance information is instantly provided to multiple different insurance companies and you will get price comparisons very quickly.

To check car insurance prices now, click here and complete the form.

The auto insurance companies shown below are our best choices to provide price quotes in Colorado. If multiple providers are shown, we suggest you click on several of them to find the most competitive auto insurance rates.

Chrysler Town and Country Insurance Rate Estimates in Fort Collins, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Town and Country LX $266 $432 $362 $22 $108 $1,190 $99
Town and Country Touring $182 $326 $388 $22 $116 $1,034 $86
Town and Country Signature $340 $562 $404 $24 $120 $1,450 $121
Town and Country Touring Plus $184 $282 $304 $18 $92 $880 $73
Town and Country Limited $316 $434 $392 $24 $118 $1,284 $107
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Cost estimates assume single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Colorado minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, claim-free, and multi-vehicle. Table data does not factor in vehicle garaging location which can increase or decrease auto insurance rates greatly.

Comparison of policy deductibles

One frequently asked question is the level to set your comp and collision deductibles. The rates below lay out the premium difference when you buy lower versus higher insurance deductibles. The first rate comparisons uses a $100 deductible and the second set of prices uses a $500 deductible.

Chrysler Town and Country insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Town and Country LX $302 $448 $298 $18 $90 $1,181 $98
Town and Country Touring $342 $546 $298 $18 $90 $1,319 $110
Town and Country Signature $342 $546 $298 $18 $90 $1,319 $110
Town and Country Touring Plus $342 $546 $298 $18 $90 $1,319 $110
Town and Country Limited $380 $644 $298 $18 $90 $1,455 $121
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Chrysler Town and Country insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Town and Country LX $220 $304 $298 $18 $90 $930 $78
Town and Country Touring $250 $368 $298 $18 $90 $1,024 $85
Town and Country Signature $250 $368 $298 $18 $90 $1,024 $85
Town and Country Touring Plus $250 $368 $298 $18 $90 $1,024 $85
Town and Country Limited $278 $434 $298 $18 $90 $1,118 $93
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Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Price estimates do not factor in vehicle location which can raise or lower premiums significantly.

Based on the figures above, using a $100 deductible would cost the average driver about $25 more each month or $300 each year than requesting the higher $500 deductible. Due to the fact that you would have to pay $400 more out of your own pocket with a $500 deductible as compared to a $100 deductible, if you tend to average more than 16 months between claims, you would come out ahead by going with a higher deductible.

How to determine when to raise deductibles

Average monthly premium for $100 deductibles: $110
Average monthly premium for $500 deductibles (subtract): - $85
Monthly savings from raising deductible: $25
Difference between deductibles ($500 - $100): $400
Divide difference by monthly savings: $400 / $25
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 16 months

One big caveat is that a higher deductible level means you will have to pay more out-of-pocket when you have a claim. You will want to have enough disposable income in the event you have to pay the higher deductible in order to repair your vehicle.

Get cheaper Chrysler Town and Country insurance rates in Fort Collins

Car insurance is not inexpensive, but you might be missing out on some discounts that you may not know about. Most are applied at the time you complete a quote, but some discounts are required to be inquired about before you get the savings.Save money with discounts

As a sidenote, most credits do not apply to the overall cost of the policy. Most only reduce the cost of specific coverages such as liability, collision or medical payments. So when it seems like adding up those discounts means a free policy, companies wouldn't make money that way.

A partial list of companies that may offer policyholders some of the discounts shown above may include but are not limited to:

When quoting, ask all the companies what discounts are available to you. Discounts might not apply in your state. To see car insurance companies that offer the discounts shown above in Fort Collins, follow this link.

Insurance Cost Influencing Factors

Lots of things are used when you get a price on insurance. Most are fairly basic like an MVR report, although others are less apparent like where you live or how financially stable you are.

Are insurance agents used anymore?

A small number of people prefer to sit down and talk to an agent and we recommend doing that A nice benefit of getting free rate quotes online is the fact that you can find the lowest rates and still have an agent to talk to.

Insurance agency in Fort CollinsTo make it easy to find an agent, after completing this quick form, your information is emailed to participating agents in Fort Collins who want to provide quotes for your business. There is no need to contact an agency since rate quotes are delivered immediately to your email address. You can most likely find cheaper rates and work with a local agent. If you have a need to get a comparison quote from one company in particular, you just need to visit that company's website and fill out their quote form.

Picking the best provider is decision based upon more than just the bottom line cost. The following questions are important to ask.

Fort Collins auto insurance agents are either independent or exclusive

When searching for a local Fort Collins insurance agency, it helps to know the two types of agencies and how they can service your needs differently. Car insurance agents in Fort Collins can either be independent or exclusive.

Exclusive Agencies

These agents work for only one company and examples are American Family, State Farm, and AAA. They are unable to provide rate quotes from other companies so keep that in mind. Exclusive agencies are highly trained on what they offer and that allows them to sell at a higher price point.

Shown below is a short list of exclusive agencies in Fort Collins who can help you get comparison quotes.


4519 S College Ave b - Fort Collins, CO 80525 - (970) 482-7400 - View Map


Ste B6, 2427 S College Ave - Fort Collins, CO 80525 - (970) 226-1800 - View Map


3636 S College Ave - Fort Collins, CO 80525 - (970) 223-1111 - View Map

More Fort Collins agents

Independent Agencies or Brokers

Independent agents often have affiliation with several companies so they have the ability to put coverage with a variety of different insurance companies and find you the best rates. If you are not satisfied with one company, they simply move the coverage in-house and you don't have to do anything. If you are comparing car insurance prices, you will definitely want to check rates from at least one independent agent to get the most accurate price comparison.

Listed below is a short list of independent agents in Fort Collins who can help you get price quotes.


421 Stover St - Fort Collins, CO 80524 - (970) 224-5500 - View Map

Colorado - B W Insurance Agency Inc
1075 W Horsetooth Rd # 106 - Fort Collins, CO 80526 - (970) 223-0924 - View Map


1100 Haxton Dr # 100 - Fort Collins, CO 80525 - (970) 223-1804 - View Map

More Fort Collins agents

Your situation helps dictate your coverage

When quoting and comparing insurance from an agent or online for your vehicles, there really is no one size fits all plan. Everyone's situation is a little different.Insurance savings

For instance, these questions can help discover whether or not you will benefit from professional help.

If it's difficult to answer those questions but a few of them apply, then you may want to think about talking to an insurance agent. If you want to speak to an agent in your area, take a second and complete this form.

Don't be fooled by advertising claims

Well-known auto insurance companies like Allstate, GEICO and Progressive seem to constantly run ads in print and on television. They all seem to say the same thing that drivers will save a bundle just by moving to them. How does every company make the same claim?

Insurance companies have a certain "appetite" for the type of driver that will not have excessive claims. An example of this type of driver could possibly be a married male, has no driving citations, and has a short commute. Any new insured who meets those qualifications will get very good Fort Collins premium rates and as a result will probably save some money.

People who fall short of these standards will be charged higher prices which results in the prospect going elsewhere. Company advertisements say "customers that switch" not "everyone who quotes" save money. This is how companies can truthfully make the claims of big savings. Because of the profiling, you absolutely need to compare free Fort Collins auto insurance quotes often. It's just not possible to know which company will provide you with the cheapest Chrysler Town and Country insurance in Fort Collins.

Be persistent to save money

Budget-friendly car insurance in Fort Collins is available online in addition to local insurance agencies, and you need to comparison shop both so you have a total pricing picture. There are still a few companies who may not have rates over the internet and these smaller providers only sell coverage through independent agencies.

We just showed you many tips how you can get a better price on Chrysler Town and Country insurance in Fort Collins. The most important thing to understand is the more rate comparisons you have, the higher the chance of saving money. Consumers may even find the lowest priced car insurance comes from an unexpected company.

When trying to cut insurance costs, it's very important that you do not sacrifice coverage to reduce premiums. In many cases, an insured cut collision coverage to discover at claim time they didn't have enough coverage. Your strategy should be to buy enough coverage at the lowest possible cost.

Additional car insurance information can be found on the following sites: