Looking for cheaper Toyota Tundra insurance in Colorado Springs? If you are new to getting Colorado Springs auto insurance quotes online, there's a good chance you are confused thanks to the huge assortment insurance agents and companies that all promise the best rates for Toyota Tundra insurance in Colorado Springs.
A recent car insurance study discovered that nearly 70% of consumers have remained with the same car insurance company for more than four years, and approximately 40% of consumers have never even compared quotes to find affordable rates. Colorado insurance shoppers could save an average of $600 each year by just comparing quotes, but they think it's difficult to compare rate quotes.
If you currently have a car insurance policy, you will be able to get lower rates using these methods. Finding and comparing the cheapest car insurance policy in Colorado Springs is quite easy. Nevertheless, Colorado consumers do need to learn how insurance companies market on the web because it varies considerably.
Get cheaper Toyota Tundra insurance in Colorado Springs with discounts
Companies do not list all their discounts in a way that's easy to find, so the list below gives a summary of both well-publicized and the harder-to-find credits available to bring down your rates.
- Anti-theft Discount - Cars that have factory anti-theft systems can help prevent theft and qualify for as much as a 10% discount.
- Pay Early and Save - By paying your policy upfront rather than spreading payments over time you could save up to 5%.
- Low Mileage Discounts - Keeping the miles down on your Toyota could earn substantially lower premium rates.
- Good Grades Discount - This discount can save 20 to 25%. The good student discount can last well after school through age 25.
- One Accident Forgiven - Not really a discount, but a few companies such as Liberty Mutual, Allstate and State Farm permit an accident before your rates go up so long as you are claim-free before the accident.
- Homeowners Savings - Owning your own home or condo can earn you a little savings because maintaining a house requires personal responsibility.
- Service Members Pay Less - Having an actively deployed family member could be rewarded with lower car insurance rates.
You can save money using discounts, but most credits do not apply to the entire policy premium. Most only apply to individual premiums such as liability and collision coverage. Even though the math looks like you could get a free car insurance policy, nobody gets a free ride.
Some of the insurance companies that have these benefits may include but are not limited to:
If you are trying to find the cheapest Toyota Tundra rate quotes, ask all the companies what discounts are available to you. Depending on the company, some discounts might not be available to policyholders in Colorado Springs. To locate providers who offer cheap Toyota Tundra insurance quotes in Colorado Springs, click here.
Many insurance companies such as Progressive, GEICO, Allstate and State Farm give pricing on the web. Getting online rates for Toyota Tundra insurance in Colorado Springs can be done by anyone as you just enter the coverages you want into a form. When the form is submitted, their quoting system orders credit information and your driving record and quotes a price.
Using the web to get rate quotes for Toyota Tundra insurance in Colorado Springs streamlines rate comparisons, and it's necessary to perform this step in order to get the best insurance rates.
To quickly use this form to compare rates, visit the companies below or click here to submit a quote request to multiple companies at once. If you have a policy now, it's recommended you enter the coverage information exactly as shown on your declarations page. This way, you will have rate quotes for exact coverage.
The companies shown below have been selected to offer free quotes in Colorado. If multiple companies are listed, we recommend you click on several of them to get the cheapest price.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Tundra Regular Cab 2WD||$300||$448||$520||$30||$156||$1,454||$121|
|Tundra SR/5 Double Cab 2WD||$276||$502||$408||$24||$122||$1,332||$111|
|Tundra SR/5 Crew Max 2WD||$164||$330||$480||$28||$144||$1,146||$96|
|Tundra Regular Cab 4WD||$242||$362||$404||$24||$122||$1,154||$96|
|Tundra Double Cab 4WD||$284||$368||$520||$30||$156||$1,358||$113|
|Tundra SR/5 Double Cab 4WD||$186||$330||$480||$28||$144||$1,168||$97|
|Tundra Limited Double Cab 2WD||$388||$644||$520||$30||$156||$1,738||$145|
|Tundra Limited Crew MAX 2WD||$294||$630||$416||$24||$124||$1,488||$124|
|Tundra Limited Crew MAX 4WD||$326||$662||$448||$26||$134||$1,596||$133|
|Tundra SR/5 Crew Max 4WD||$262||$448||$374||$22||$112||$1,218||$102|
|Get Your Own Custom Quote Go|
Table data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Colorado minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Table data does not factor in specific location information which can impact insurance rates considerably.
Comparison of auto insurance rates by gender
The chart below shows the difference between Toyota Tundra annual premium costs for male and female drivers. The data is based on no driving violations, no at-fault accidents, comprehensive and collision coverage, $1,000 deductibles, marital status is single, and no discounts are applied.
How high should deductibles be?
The chart below shows how different deductible levels and can increase or decrease Toyota Tundra insurance costs for different age groups of insureds. The premiums are based on a single female driver, comp and collision included, and no discounts are taken into consideration.
Insurance is available from agents near you
Certain consumers still like to get professional advice from a licensed agent and that is not a bad decision A good thing about getting online price quotes is the fact that you can find cheaper rates but still work with a licensed agent.
Once you complete this form (opens in new window), the coverage information is immediately sent to agents in your area who will give competitive quotes for your insurance coverage. There is no need to contact any agents because quoted prices will be sent instantly to you. You can get cheaper insurance rates without having to waste a lot of time. If for some reason you want to quote rates from a specific insurance company, you can always find their quoting web page and fill out the quote form the provide.
Deciding on a provider shouldn't rely on just the bottom line cost. These are some valid questions you should ask.
- What company holds the largest book of business for them?
- How long have they been in business?
- Who is covered by the car insurance policy?
- If your car is totalled, how to they determine the replacement cost?
- Is there a 24/7 contact number?
- Are they able to influence company decisions when a claim is filed?
- Do you qualify for any additional discounts?
- When do they do a full risk review?
Shown below is a list of auto insurance companies in Colorado Springs that can give you rate quotes for Toyota Tundra insurance in Colorado Springs.
- Mary Beth Stiltner Insurance Agency
1880 Dublin Blvd # C - Colorado Springs, CO 80918 - (719) 528-1555 - View Map
- Carlos Gonzalez, Jr. - State Farm Insurance Agent
1710 S Circle Dr - Colorado Springs, CO 80910 - (719) 900-7431 - View Map
- Farmers Insurance - Mark Olsen
1870 Dublin Blvd e - Colorado Springs, CO 80918 - (719) 593-9916 - View Map
- American Family Insurance - Steve Stiltner
4549 Austin Bluffs Pkwy - Colorado Springs, CO 80918 - (719) 596-8812 - View Map
Cheap coverage is out there
We've covered some good ideas how to lower your Toyota Tundra insurance auto insurance rates in Colorado Springs. It's most important to understand that the more you quote Colorado Springs auto insurance, the better chance you'll have of finding low cost Colorado Springs auto insurance quotes. Drivers may even discover the best auto insurance rates are with a lesser-known regional company.
People leave their current company for a number of reasons such as extreme rates for teen drivers, delays in paying claims, policy cancellation and even lack of trust in their agent. It doesn't matter why you want to switch switching car insurance companies is less work than it seems.
When you buy Colorado Springs auto insurance online, it's a bad idea to buy less coverage just to save a little money. There are too many instances where drivers have reduced liability limits or collision coverage to discover at claim time that the few dollars in savings costed them thousands. Your objective should be to buy a smart amount of coverage at the best possible price, not the least amount of coverage.
- Child Safety Seats (Insurance Information Institute)
- How Much is Colorado Auto Insurance for a Chevrolet Silverado? (FAQ)
- Who Has Affordable Car Insurance Quotes for Drivers Over Age 50 in Colorado? (FAQ)
- Who Has the Cheapest Car Insurance Rates with Multiple Speeding Tickets in Colorado? (FAQ)
- Who Has Affordable Auto Insurance for Teenagers in Colorado? (FAQ)
- What Car Insurance is Cheapest in Arvada, Colorado? (FAQ)
- Side Impact Crash Tests (iihs.org)
- What Determines the Price of My Auto Insurance Policy? (Insurance Information Institute)
- Older Drivers FAQ (iihs.org)