Searching for the most affordable Colorado Springs Dodge Durango insurance quotes is intimidating for people new to online price comparisons. With dozens of insurers to choose from, how can Colorado Springs drivers efficiently compare all the different companies and get better prices?
Unthinkable but true, most consumers have purchased from the same company for at least the last four years, and approximately 40% of consumers have never compared rates to find affordable insurance. Most drivers in Colorado Springs could save about $605 each year just by getting comparison quotes, but they feel it's too difficult to compare rate quotes.
It's a great practice to quote other rates before your policy renews because insurance prices are constantly changing. Even if you got the best price on Dodge Durango insurance in Colorado Springs six months ago a different company probably has better rates today. Block out anything you think you know about insurance because you're about to learn the best way to get good coverage on Dodge Durango insurance in Colorado Springs at a lower rate.
To find the best car insurance rates, there are several ways to compare rate quotes from all the different companies. The simplest method to find affordable insurance rates is to get quotes online.
When price shopping your coverage, making a lot of price comparisons helps improve the odds of finding a better price. Some regional insurers cannot provide online rate quotes, so you need to compare rates from them as well.
The companies shown below offer comparison quotes in Colorado. If the list has multiple companies, we recommend you visit several of them to get a more complete price comparison.
When should I discuss my situation with an agent?
When it comes to the right insurance coverage for your vehicles, there really is no one-size-fits-all type of policy. Coverage needs to be tailored to your specific needs and your car insurance should be unique as well. Here are some questions about coverages that might point out whether your personal situation may require specific advice.
- Are my friends covered when driving my Dodge Durango?
- How does medical payments coverage work?
- Why am I be forced to buy a membership to get insurance from some companies?
- Does my policy pay for OEM or aftermarket parts?
- Can I afford low physical damage deductibles?
- Will filing a claim cost me more?
If you don't know the answers to these questions but you know they apply to you then you might want to talk to an agent. If you want to speak to an agent in your area, simply complete this short form or click here for a list of car insurance companies in your area.
Can't I compare rates from local Colorado Springs insurance agents?
Some people still like to have an agent's advice and that is OK! One of the benefits of getting online price quotes is you may find cheap auto insurance rates and still have an agent to talk to. Buying from and supporting local insurance agents is important particularly in Colorado Springs.
After completing this form (opens in new window), your insurance coverage information is immediately sent to participating agents in Colorado Springs who will gladly provide quotes for your coverage. It simplifies rate comparisons since you won't have to drive around because prices are sent directly to your email. You can find better rates without requiring a lot of work. If you want to compare prices from one company in particular, you just need to go to their quote page to submit a rate quote request.
If you want a reliable agent, there are a couple of different types of agents that you can choose from. Insurance agencies in Colorado Springs can either be exclusive or independent agents depending on their company appointments.
Independent Insurance Agents
These agents are appointed with more than one company so as a result can place your coverage through many different auto insurance companies and get the cheapest rates. If you want to switch companies, they simply move your policy to a different company and you can keep the same agent.
When comparison shopping, you definitely need to check rates from a few independent agents in order to have the best price comparison. Most also write with small regional insurance companies that can offer cheaper rates than bigger companies.
Listed below is a small list of independent agencies in Colorado Springs that may be able to provide pricing information.
- WIN Insurance Agency
3485 Academy Blvd N Ste 101 - Colorado Springs, CO 80917 - (719) 599-9494 - View Map
- O'Donnell Agency Inc
707 S Tejon St - Colorado Springs, CO 80903 - (719) 227-7100 - View Map
- Jensen Insurance Agency
125 N Parkside Dr #201f - Colorado Springs, CO 80909 - (719) 635-9557 - View Map
These type of agents can only write with one company such as AAA, State Farm, Farmers Insurance, and Allstate. Exclusive agents cannot provide prices from multiple companies so you might not find the best rates. Exclusive agents receive a lot of sales training on what they offer which helps them sell on service rather than price. Consumers often buy from exclusive agents mainly due to the brand legacy and strong financial ratings.
Listed below are Colorado Springs exclusive insurance agents that can give you price quotes.
- Chris Sutherland - State Farm Insurance Agent
6130 Barnes Rd #104 - Colorado Springs, CO 80922 - (719) 598-8211 - View Map
- Bob Scofield - State Farm Insurance Agent
1923 W Colorado Ave - Colorado Springs, CO 80904 - (719) 578-1111 - View Map
- Tom Calvin - State Farm Insurance Agent
1311 E Fillmore St - Colorado Springs, CO 80907 - (719) 473-3600 - View Map
Choosing an car insurance agent shouldn't rely on just a cheap price. These questions are important to ask:
- What insurance companies do they recommend if they are an independent agent?
- Do the agents have professional certifications like CPCU or CIC?
- Do they offer accident forgiveness?
- Do they specialize in personal lines auto insurance in Colorado Springs?
- Are you getting all the discounts the company offers?
- Where would glass claims be handled in Colorado Springs?
- Is assistance available after office hours?
Upon receiving positive responses to any questions you have and an acceptable price quote, it's a good possibility that you have found an insurance agent that is professional and can properly insure your vehicles.