Insurance quote for Chevy Captiva Sport in Colorado SpringsAre you tired of wondering where the money will come from to keep your car insured? You are no different than many other Colorado consumers.

It's shocking but 70% of consumers have remained with the same auto insurance company for over three years, and about 40% of consumers have never quoted auto insurance rates at all. Drivers in Colorado Springs can save $605 each year by just comparing rate quotes, but they mistakenly think it's difficult to find lower-cost insurance by shopping around. Numerous insurers battle for your hard-earned dollar, so it can be very hard to choose a provider to find the best price available on Chevy Captiva Sport insurance in Colorado Springs.

How to find the cheapest Chevy Captiva Sport insurance in Colorado Springs, CO

The companies in the list below provide price quotes in Colorado Springs, CO. If more than one company is shown, we suggest you get rate quotes from several of them to get a more complete price comparison.

Why you need auto insurance

Despite the high insurance cost for a Chevy Captiva Sport in Colorado Springs, buying auto insurance serves several important purposes.

The benefits of insuring your car are definitely more than the cost, especially with large liability claims. According to a 2015 survey, the average American driver overpays more than $700 annually so smart consumers compare quotes at every policy renewal to be sure current rates are still competitive.

You Can Change Your Insurance Costs

When buying auto insurance it's important to understand some of the factors that are used to determine your premiums. When consumers understand what controls the rates you pay, this enables you to make decisions that could result in better auto insurance rates. Multiple criteria are used when you quote your car insurance policy. Some of the criteria are obvious such as your driving record, although others are not as apparent like your continuous coverage or how safe your car is.

The factors shown below are some of the items that factor into your rate level.

Insurance policy discounts you can't miss

Insuring your vehicles can cost a lot, but you might already qualify for some discounts that you may not even be aware of. Many discounts should be triggered at the time of quoting, but some may not be applied and must be specifically requested before being credited.Insurance discounts

A little note about advertised discounts, most discounts do not apply to the entire cost. Most cut specific coverage prices like comp or med pay. So despite the fact that it appears it's possible to get free car insurance, nobody gets a free ride.

To find providers who offer insurance discounts in Colorado Springs, follow this link.

Buying from auto insurance agents

Many people still prefer to go talk to an agent and we recommend doing that Insurance agents can point out coverage gaps and help you file claims. The biggest benefit of getting free rate quotes online is you may find cheaper prices and still buy from a local agent. Buying insurance from local insurance agencies is still important in Colorado Springs.

Upon completion of this short form, the quote information is sent to insurance agents in Colorado Springs who will return price quotes to get your business. It makes it easy because there is no need to find an agent because quoted prices will be sent to you. If you need to get a comparison quote from a specific auto insurance provider, you just need to navigate to their website to submit a rate quote request.

Two types of auto insurance agents

When searching for local Colorado Springs agents, you should know the types of insurance agents and how they can quote your rates. Insurance agencies in Colorado Springs are considered either independent agents or exclusive agents depending on their employer. Either type can write policy coverage, but it's a good idea to understand how they are different since it can affect which agent you choose.

Independent Auto Insurance Agents (or Brokers)

Agents that choose to be independent do not work for one specific company and that is an advantage because they can write policies through lots of different companies and find you the best rates. If you want to switch companies, they simply move your policy to a different company and you don't have to find a new agent.

When comparing auto insurance prices, we recommend you compare quotes from several independent agencies in order to compare the most rates.

Featured below is a partial list of independent insurance agents in Colorado Springs that may be able to provide free auto insurance rate quotes.

3630 Sinton Rd # 200 - Colorado Springs, CO 80907 - (719) 590-9990 - View Map

2850 Serendipity Cir W #230 - Colorado Springs, CO 80917 - (719) 574-0082 - View Map

5585 Erindale Dr #107 - Colorado Springs, CO 80918 - (719) 528-1884 - View Map

View more agents

Exclusive Insurance Agencies

Exclusive insurance agents can only write with one company like Allstate, Farmers Insurance, State Farm, and AAA. These agents are not able to provide other company's prices so you need to shop around if the rates are high. Exclusive agents are highly trained on their company's products which helps overcome the inability to quote other rates.

Listed below is a short list of exclusive agencies in Colorado Springs who can help you get comparison quotes.

1965 Dominion Way Ste 120 - Colorado Springs, CO 80918 - (719) 630-7557 - View Map

5490 Powers Center Point #132 - Colorado Springs, CO 80920 - (719) 418-3377 - View Map

540 W Garden of the Gods Rd - Colorado Springs, CO 80907 - (719) 599-9044 - View Map

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Choosing the best insurance agent shouldn't rely on just the premium amount. Any agent in Colorado Springs should be forthright in answering these questions:

More comparisons equals cheaper rates

In this article, we covered quite a bit of information on how to shop for Chevy Captiva Sport insurance online. The key concept to understand is the more rate comparisons you have, the higher your chance of finding inexpensive Colorado Springs auto insurance quotes. You may even be surprised to find that the lowest prices come from a lesser-known regional company. Regional companies can often provide lower rates in certain areas as compared to the big name companies such as Allstate and Progressive.

Cheaper Chevy Captiva Sport insurance in Colorado Springs can be sourced both online and from local agencies, and you should compare rates from both to have the best rate selection. Some car insurance companies don't offer rate quotes online and many times these small insurance companies only sell coverage through local independent agencies.

To learn more, feel free to visit the resources below: