How long has it been since you sat down and looked for lower-priced Chevy Traverse insurance in Fort Collins? Paying for expensive Chevrolet Traverse insurance in Fort Collins can bottom out your bank account and possibly require you to analyze your spending habits. Comparison shopping is an excellent way to make ends meet.

Insurance rates Chevy Traverse in Fort CollinsIt's hard to fathom, but the vast majority of consumers have remained with the same auto insurance company for over three years, and just under half have never compared rates with other companies. Many consumers in Fort Collins can cut their rates by as much as 35% a year, but they don't believe the amount of savings they would get if they switched.

Consumers have so many car insurance companies to buy insurance from, and though it is a good thing to be able to choose, having more insurers makes it harder to find a good deal for Chevy Traverse insurance in Fort Collins.

You should take the time to check auto insurance prices on a regular basis since insurance rates change frequently. Even if you got the best deal on Chevy Traverse insurance in Fort Collins on your last policy you can probably find a better price now. Block out anything you think you know about auto insurance because you're about to find out the tricks you need to know to buy cheaper Chevy Traverse insurance in Fort Collins.

Finding affordable coverage in Fort Collins can be easy if you know a few tricks. If you are already insured, you will most likely be able to find better prices using these techniques. Nevertheless, Colorado car owners must learn the way companies determine premium rates.

The majority of larger companies make it easy to get price estimates online. Comparing Chevy Traverse insurance rates online doesn't take a lot of time as you simply enter your personal and coverage information into a form. When the form is submitted, their system orders reports for credit and driving violations and provides a quote based on many factors. The ability to get online price quotes for Chevy Traverse insurance in Fort Collins makes it easy to compare insurance prices and it's also necessary to perform this step in order to get the best insurance rates.

In order to use this form to compare rates, compare quotes from the companies shown below. If you have your current policy handy, we recommend you copy the coverages exactly as they are listed on your policy. This ensures you're receiving an apples-to-apples comparison for the exact same coverage.

The companies shown below are ready to provide free quotes in Fort Collins, CO. If multiple companies are shown, we suggest you visit several of them to find the lowest auto insurance rates.

Chevrolet Traverse Insurance Cost Estimates in Fort Collins, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Traverse LS 2WD $260 $440 $338 $20 $102 $1,160 $97
Traverse LS AWD $278 $346 $308 $18 $92 $1,042 $87
Traverse LT 2WD $328 $506 $388 $22 $116 $1,360 $113
Traverse LT AWD $182 $326 $388 $22 $116 $1,034 $86
Traverse LTZ 2WD $244 $424 $362 $22 $108 $1,160 $97
Traverse LTZ AWD $350 $458 $392 $24 $118 $1,342 $112
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Data based on single male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Colorado minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Rate quotes do not factor in specific zip code location which can impact auto insurance rates noticeably.

Auto insurance rates based on gender in Fort Collins

The diagram below illustrates the difference between Chevrolet Traverse car insurance costs for male and female drivers. The data is based on no tickets, no at-fault accidents, full physical damage coverage, $1,000 deductibles, drivers are not married, and no discounts are factored in.

How accidents and violations affect rates

The chart below illustrates how speeding tickets and fender-benders can drive up Chevrolet Traverse auto insurance rates for different ages of insureds. The premiums assume a married female driver, full physical damage coverage, $100 deductibles, and no discounts are taken into consideration.

Where to set your deductibles

When buying auto insurance, a common question is how high should your deductibles be. The comparison tables below approximate the costs and benefits when you buy lower versus higher comp and collision deductibles. The first set of prices uses a $100 deductible for comprehensive and collision coverage and the second data table uses a $1,000 deductible.

Chevrolet Traverse insurance prices with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Traverse LS 2WD $302 $448 $298 $18 $90 $1,181 $98
Traverse LS AWD $342 $448 $298 $18 $90 $1,221 $102
Traverse LT 2WD $342 $448 $298 $18 $90 $1,221 $102
Traverse LT AWD $342 $546 $298 $18 $90 $1,319 $110
Traverse LTZ 2WD $342 $546 $298 $18 $90 $1,319 $110
Traverse LTZ AWD $342 $546 $298 $18 $90 $1,319 $110
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Chevrolet Traverse insurance prices with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Traverse LS 2WD $168 $236 $298 $18 $90 $810 $68
Traverse LS AWD $190 $236 $298 $18 $90 $832 $69
Traverse LT 2WD $190 $236 $298 $18 $90 $832 $69
Traverse LT AWD $190 $288 $298 $18 $90 $884 $74
Traverse LTZ 2WD $190 $288 $298 $18 $90 $884 $74
Traverse LTZ AWD $190 $288 $298 $18 $90 $884 $74
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Table data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, homeowner, and claim-free. Rate information does not factor in Fort Collins location which can change premium rates noticeably.

Based on this data, using a $100 deductible costs approximately $34 more each month or $408 annually than quoting the higher $1,000 deductible. Since you would pay $900 more to settle a claim with a $1,000 deductible as compared to a $100 deductible, if you tend to average more than 26 months between claims, you would most likely save money if you elect the higher deductible.

Car insurance is available from local insurance agents

A small number of people would prefer to talk to an insurance agent and that can be a great decision The best thing about comparing rate quotes online is the fact that you can find lower rates but still work with a licensed agent.

Fort Collins insurance agentsUpon completion of this simple form, the quote information is instantly submitted to participating agents in Fort Collins that can give you free Fort Collins auto insurance quotes for your car insurance coverage. You never need to contact an agency because prices are sent to the email address you provide. You can find lower rates without requiring a lot of work. If for some reason you want to compare prices from a particular provider, you just need to find their quoting web page and give them your coverage information.

Picking the best insurance company is decision based upon more than just the quoted price. You should also get answers to these questions.

Pick the best car insurance agent in Fort Collins for you

If you want to buy car insurance from a local insurance agency, you need to know there are two different types of agents and how they are distinctly different. Agents in Fort Collins can be described as either independent agents or exclusive agents.

Exclusive Car Insurance Agents

Exclusive insurance agents can only provide pricing for a single company and examples are Farmers Insurance and State Farm. Exclusive agents cannot provide prices from multiple companies so it's a take it or leave it situation. Exclusive insurance agents are highly trained on their company's products which helps offset the inability to provide other markets.

The following is a list of exclusive agencies in Fort Collins that are able to give price quote information.


5205 S College Ave - Fort Collins, CO 80525 - (970) 493-2196 - View Map


3636 S College Ave - Fort Collins, CO 80525 - (970) 223-1111 - View Map


2601 S Lemay Ave #36 - Fort Collins, CO 80525 - (970) 223-7800 - View Map

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Independent Agents (or Brokers)

Independent insurance agents do not write with just one company so as a result can place your coverage with an assortment of companies and help determine which has the cheapest rates. If premiums increase, an independent agent can move your coverage and the insured can keep the same agent. When searching for an agent, it's recommended you include independent agents to ensure the widest selection of prices.

The following is a short list of independent insurance agents in Fort Collins who can help you get rate quotes.


421 Stover St - Fort Collins, CO 80524 - (970) 224-5500 - View Map


4532 Mcmurry Ave Ste 101 - Fort Collins, CO 80525 - (970) 206-0800 - View Map


148 W Oak St - Fort Collins, CO 80524 - (970) 490-1530 - View Map

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If you receive positive responses and cheap Traverse insurance quotes, chances are good that you have found an auto insurance agent that is professional and can properly service your car insurance policy.