Insurance for Subaru LegacyDo you want to stop overpaying and find lower-priced Subaru Legacy insurance in Denver? Paying for high-priced Subaru Legacy insurance in Denver can consume your budget and force you to make sacrifices. Performing a rate comparison is a fast and free way to lower your bills every month.

A study showed that a large majority of consumers have stayed with the same insurance company for over three years, and virtually 40% of consumers have never shopped around. Colorado insurance shoppers could pocket $600 a year, but they don't invest the time required to find lower-cost insurance by shopping around. Insurance companies such as GEICO, 21st Century and Progressive all claim big savings, bombarding you with ad campaigns and it is challenging if not impossible to see through the cute green geckos and mayhem and find the best price available.

Most major insurance companies allow you to get price estimates on the web. Doing online quotes for Subaru Legacy insurance in Denver is very simple as all you need to do is type in the amount of coverage you want on the page. When complete, the system will obtain information on your driving record and credit history and generates a price. This streamlines rate comparisons, and it is important to get many rate quotes if you want to find affordable rates.

To quickly compare rates now, compare rates from the companies below. To compare your current rates, we recommend you copy the coverage information exactly as they are listed on your policy. This makes sure you will have a price comparison using the exact same coverages.

The companies in the list below can provide price quotes in Denver, CO. If multiple companies are shown, it's a good idea that you visit two to three different companies in order to get a fair rate comparison.

Subaru Legacy Insurance Estimates in Denver, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Legacy 2.5I $214 $252 $280 $16 $84 $846 $71
Legacy 2.5I Premium $266 $416 $388 $22 $116 $1,208 $101
Legacy 2.5I Premium $346 $502 $308 $18 $92 $1,266 $106
Legacy 3.6R Premium $360 $562 $338 $20 $102 $1,382 $115
Legacy 3.6R $418 $562 $404 $24 $120 $1,528 $127
Legacy 2.5I Limited $420 $546 $298 $18 $90 $1,372 $114
Legacy 2.5GT Premium $232 $340 $298 $18 $90 $978 $82
Legacy 3.6R Limited $324 $556 $338 $20 $102 $1,340 $112
Legacy 2.5 GT Limited $264 $426 $338 $20 $102 $1,150 $96
Legacy 2.5 GT Limited $478 $644 $392 $24 $118 $1,656 $138
Legacy 2.5 GT Limited $200 $332 $314 $18 $94 $958 $80
Get Your Own Custom Quote Go

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Price information does not factor in vehicle location which can change prices noticeably.

Choosing deductibles

The information below shows how choosing a deductible and can influence Subaru Legacy insurance premiums for different categories of driver ages. The premiums are based on a married female driver, comprehensive and collision coverage, and no discounts are taken into consideration.

Why you need insurance for your Subaru vehicle

Despite the fact that car insurance is not cheap in Denver, paying for car insurance is most likely required but also gives you several important benefits.

The benefits of buying enough insurance more than cancel out the cost, particularly when you have a large claim. Today the average American driver is overpaying over $810 a year so you should quote rates every year to be sure current rates are still competitive.

Get cheaper Subaru Legacy insurance in Denver with discounts

Car insurance is not cheap nor is it fun to buy but you can get discounts to cut the cost considerably. Certain discounts will be applied at quote time, but once in a while a discount must be asked about before you will receive the discount.Car insurance discounts

As a sidenote, some of the credits will not apply to the whole policy. Most only apply to specific coverage prices like physical damage coverage or medical payments. So even though you would think you could get a free car insurance policy, you won't be that lucky.

If you would like to see a list of providers with discount rates in Denver, click here.

Are auto insurance agents used anymore?

Many drivers just prefer to talk to an insurance agent and that is a smart decision Good agents can point out coverage gaps and will help you if you have claims. One of the great benefits of comparing rate quotes online is you may find the lowest rates and still have an agent to talk to.

Insurance agents in DenverTo help locate an agent, after submitting this form (opens in new window), your information is transmitted to participating agents in Denver that can give you free Denver car insurance quotes to get your business. You never need to find an agent on your own since rate quotes are delivered instantly to you. In the event you want to get a rate quote for a specific company, just go to their quote page and fill out the quote form the provide.

Finding a good company should depend on more than just a cheap price quote. Some important questions to ask are:

Shown below is a short list of car insurance companies in Denver that may be willing to give price quote information for Subaru Legacy insurance in Denver.

1660 S Albion St # 1005 - Denver, CO 80222 - (303) 759-4551 - View Map

Alan Deines - State Farm Insurance Agent
2120 S Ash St Unit 150 - Denver, CO 80222 - (303) 388-4400 - View Map

Bao Ngoc Nguyen - State Farm Insurance Agent
1699 S Federal Blvd b - Denver, CO 80219 - (303) 975-1100 - View Map

7505 E Harvard Ave - Denver, CO 80231 - (888) 325-8108 - View Map

View more agents

Keep this in mind when shopping around

There are still a few companies who may not provide online quoting and usually these smaller providers only sell through local independent agencies. Cheap Subaru Legacy insurance in Denver is available on the web in addition to local insurance agencies, so you should be comparing quotes from both so you have a total pricing picture.

When buying insurance coverage, it's a bad idea to reduce coverage to reduce premium. In too many instances, an accident victim reduced liability coverage limits and discovered at claim time that the small savings ended up costing them much more. Your goal should be to get the best coverage possible at the best cost, but do not skimp to save money.

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