Insurance rates Audi Q7 in Colorado SpringsDid a good deal turn out to be an underperforming, overpriced insurance policy? Believe me when I say there are many people just like you.

Amazingly, a recent NerdWallet.com study showed that a large majority of drivers kept their coverage with the same insurance company for four years or more, and approximately 38% of consumers have never even compared rates from other companies. Many consumers in Colorado can save up to $600 each year by just shopping around, but they don't understand how simple it is to compare rates.

Multiple insurance companies compete to insure your vehicles, and because of this it can be hard to compare insurers to get the best rates possible on Audi Q7 insurance in Colorado Springs.

Learn How to Quote Insurance for Less

Many things are used in the calculation when you get a price on insurance. Some are obvious like an MVR report, although others are more transparent such as your marital status or your financial responsibility. An important part of buying insurance is that you know a few of the rating criteria that help determine your premiums. When you know what positively or negatively determines premiums, this allows you to make good choices that can earn you much lower annual insurance costs.

The majority of larger companies give prices online. Getting Audi Q7 insurance prices online is pretty painless as all you need to do is type in your personal and coverage information as requested by the quote form. When complete, the company's rating system sends out for your credit score and driving record and returns a price based on these factors. This makes it easy to compare insurance prices and it is imperative to have as many quotes as possible in order to find the cheapest price possible.

To quickly fill out one form to compare multiple rates now, compare rate quotes from the providers shown below. To compare your current rates, we recommend you type in the coverage information as shown on your current policy. This guarantees you are getting comparison quotes using the exact same coverages.

The auto insurance companies shown below have been selected to offer quotes in Colorado. If several companies are displayed, we suggest you click on several of them to get a more complete price comparison.

Audi Q7 Insurance Estimates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $264 $390 $460 $28 $138 $1,280 $107
Q7 3.6 Premium $264 $490 $396 $24 $118 $1,292 $108
Q7 3.0 Premium Turbo $362 $702 $456 $28 $136 $1,684 $140
Q7 3.6 Quattro Turbo Diesel $278 $460 $362 $22 $108 $1,230 $103
Q7 3.6 Premium Plus $342 $570 $362 $22 $108 $1,404 $117
Q7 3.6 Prestige S-Line $232 $442 $352 $20 $106 $1,152 $96
Q7 3.6 Prestige $200 $432 $396 $24 $118 $1,170 $98
Q7 3.6 Premium Plus SLINE $290 $582 $330 $20 $98 $1,320 $110
Q7 3.0 Premium Plus S-Line Turbo $322 $696 $330 $20 $98 $1,466 $122
Q7 3.0 Premium Plus Turbo $236 $470 $330 $20 $98 $1,154 $96
Q7 3.0 Prestige S-Line Turbo $304 $520 $362 $22 $108 $1,316 $110
Q7 3.0 Prestige $320 $640 $456 $28 $136 $1,580 $132
Q7 4.2 Prestige Turbo $468 $702 $460 $28 $138 $1,796 $150
Q7 4.2 Prestige S-Line 8Cyl $522 $838 $460 $28 $138 $1,986 $166
Q7 4.2 Quattro $374 $646 $362 $22 $108 $1,512 $126
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Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Colorado minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Prices do not factor in zip code location which can modify premiums significantly.

Careless drivers pay higher rates

The chart below highlights how traffic violations and at-fault accidents drive up Audi Q7 insurance premiums for each different age group. The data is based on a single female driver, comp and collision included, $1,000 deductibles, and no discounts are factored in.

Physical damage deductible comparison

When buying auto insurance, a common question is how high should the physical damage coverage deductibles be. The data tables below summarize the costs and benefits between low and high coverage deductibles. The first data set uses a $250 deductible for comprehensive and collision coverage and the second set of rates uses a $1,000 deductible.

Audi Q7 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Premium $376 $620 $352 $20 $106 $1,499 $125
Q7 3.0 Premium Turbo $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Quattro Turbo Diesel $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Premium Plus $376 $620 $352 $20 $106 $1,499 $125
Q7 3.6 Prestige S-Line $376 $702 $352 $20 $106 $1,581 $132
Q7 3.6 Prestige $376 $702 $352 $20 $106 $1,581 $132
Q7 3.6 Premium Plus SLINE $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Premium Plus S-Line Turbo $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Premium Plus Turbo $376 $702 $352 $20 $106 $1,581 $132
Q7 3.0 Prestige S-Line Turbo $412 $702 $352 $20 $106 $1,617 $135
Q7 3.0 Prestige $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Prestige Turbo $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Prestige S-Line 8Cyl $412 $702 $352 $20 $106 $1,617 $135
Q7 4.2 Quattro $412 $702 $352 $20 $106 $1,617 $135
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Audi Q7 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Q7 3.6 Quattro $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Premium $232 $390 $352 $20 $106 $1,100 $92
Q7 3.0 Premium Turbo $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Quattro Turbo Diesel $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Premium Plus $232 $390 $352 $20 $106 $1,100 $92
Q7 3.6 Prestige S-Line $232 $442 $352 $20 $106 $1,152 $96
Q7 3.6 Prestige $232 $442 $352 $20 $106 $1,152 $96
Q7 3.6 Premium Plus SLINE $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Premium Plus S-Line Turbo $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Premium Plus Turbo $232 $442 $352 $20 $106 $1,152 $96
Q7 3.0 Prestige S-Line Turbo $254 $442 $352 $20 $106 $1,174 $98
Q7 3.0 Prestige $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Prestige Turbo $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Prestige S-Line 8Cyl $254 $442 $352 $20 $106 $1,174 $98
Q7 4.2 Quattro $254 $442 $352 $20 $106 $1,174 $98
Get Your Own Custom Quote Go

Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Premium costs do not factor in vehicle garaging location which can increase or decrease auto insurance rates greatly.

We can derive from the above data that using a $250 deductible could cost the average driver approximately $36 more each month or $432 for a full year than quoting the higher $1,000 deductible. Because you would be required to pay $750 more if you turn in a claim with a $1,000 deductible as compared to a $250 deductible, if you tend to have more than 21 months between claims, you would more than likely save some money by selecting a higher deductible. The table below shows the way this determination is made.

Average monthly premium for $250 deductibles: $131
Average monthly premium for $1,000 deductibles (subtract): - $95
Monthly savings from raising deductible: $36
Difference between deductibles ($1,000 - $250): $750
Divide difference by monthly savings: $750 / $36
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 21 months

Males versus Females

The illustration below shows the difference between Audi Q7 premium costs for male and female drivers. The premiums assume no claims, a clean driving record, comp and collision included, $500 deductibles, drivers are not married, and no other discounts are factored in.

Choosing vehicle insurance is an important decision

Even though it's not necessarily cheap to insure an Audi in Colorado Springs, insurance may be required and benefits you in several ways.

First, the majority of states have mandatory insurance requirements which means the state requires specific limits of liability coverage in order to drive the car legally. In Colorado these limits are 25/50/15 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $15,000 of property damage coverage.

Second, if you bought your Q7 with a loan, most banks will force you to carry insurance to guarantee their interest in the vehicle. If the policy lapses, the lender will be forced to insure your Audi for a much higher rate and force you to reimburse them much more than you were paying before.

Third, auto insurance preserves not only your Audi but also your financial assets. It will also pay for medical transport and hospital expenses for not only you but also any passengers injured in an accident. Liability coverage, the one required by state law, will also pay attorney fees if anyone sues you for causing an accident. If your vehicle suffers damage from an accident or hail, comprehensive and collision coverage will pay all costs to repair after the deductible has been paid.

The benefits of having auto insurance definitely exceed the cost, specifically if you ever have a liability claim. According to a recent study, the average American driver overpays more than $865 each year so compare rate quotes at every policy renewal to make sure the price is not too high.

Cheap Audi Q7 insurance in Colorado Springs

Companies don't always advertise their entire list of discounts very well, so we took the time to find both the well known as well as some of the hidden credits available to bring down your rates.Auto insurance discounts

A little disclaimer on discounts, most credits do not apply to the overall cost of the policy. A few only apply to individual premiums such as collision or personal injury protection. If you do the math and it seems like all those discounts means the company will pay you, auto insurance companies aren't that generous.

To view providers who offer cheap Audi Q7 insurance quotes in Colorado Springs in Colorado Springs, click this link.

Compare rate quotes but still have a local neighborhood Colorado Springs car insurance agent

A small number of people prefer to buy from a local agent and doing so can bring peace of mind A good thing about price shopping on the web is the fact that you can find lower rates and still buy from a local agent. And buying from local insurance agents is important especially in Colorado Springs.

Insurance agency in Colorado SpringsTo make it easy to find an agent, after completing this short form, the quote information is emailed to local insurance agents that can give you free Colorado Springs car insurance quotes and help you find cheaper coverage. It makes it easy because there is no need to search for any insurance agencies since rate quotes are delivered directly to your email. You can find lower rates AND a local agent. If you have a need to compare rates from a specific insurance company, you can always find their quoting web page and fill out their quote form.

When finding a good insurance agency, it's important to understand the types of agencies and how they can write your policy. Agencies in Colorado Springs may be either exclusive or independent agents depending on their company appointments.

Independent Auto Insurance Agencies or Brokers

Independent insurance agents are not locked into one company and that is an advantage because they can write policies with any number of different companies and get you the best rates possible. If your premiums go up, they simply switch companies in-house and you don't have to do anything.

If you need lower rates, we recommend you get insurance quotes from at least one independent agent to maximize your price options.

Featured below are Colorado Springs independent insurance agents who may provide comparison quotes.


1837 Austin Bluffs Pkwy #101 - Colorado Springs, CO 80918 - (719) 268-1300 - View Map


2525 W Pikes Peak Ave # C - Colorado Springs, CO 80904 - (719) 635-9720 - View Map


2407 W Colorado Ave - Colorado Springs, CO 80904 - (719) 473-6262 - View Map

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Exclusive Auto Insurance Agents

Agents of this type can only write with one company and some examples include Farmers Insurance, State Farm, or Allstate. They are unable to compare other company's rates so if the price isn't competitive there isn't much they can do. Exclusive agents are highly trained on sales techniques and that enables them to sell even at higher rates.

Listed below are Colorado Springs exclusive insurance agencies that can give you comparison quotes.


8027 Academy Blvd N - Colorado Springs, CO 80920 - (719) 594-4500 - View Map


8540 Scarborough Dr Ste 220 - Colorado Springs, CO 80920 - (719) 591-6336 - View Map


202 E Cheyenne Mountain Blvd k - Colorado Springs, CO 80906 - (719) 540-8400 - View Map

More insurance agents

Finding the right insurance agent needs to be determined by more than just the premium amount. You should also get answers to these questions.

Cheaper car insurance is a realistic goal

Cheaper car insurance in Colorado Springs is possible on the web in addition to local insurance agencies, so get free Colorado Springs car insurance quotes from both of them so you have a total pricing picture. There are still a few companies who may not offer the ability to get a quote online and these small, regional companies sell through independent agencies.

As you restructure your insurance plan, it's a bad idea to buy less coverage just to save a little money. In many cases, consumers will sacrifice liability coverage limits only to regret that the savings was not a smart move. The proper strategy is to get the best coverage possible at the best price, but do not skimp to save money.

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