The car, truck, or SUV you are trying to insure is one of the largest considerations that determines the availablility of cheaper insurance for nurses. Vehicles with reasonable performance levels, modern passenger safety features, or a track record of few liability claims will cost substantially less to insure than adrenaline junky models. The data below features coverage prices for a number of the most cost-effective vehicles to insure in Colorado.

Cheapest Vehicles to Insure for Nurses in Colorado
Make and Model Estimated Cost for Full Coverage
Ford Escape XLT 4WD $879
Honda Accord EX-L 4-Dr Sedan $931
Hyundai Elantra SE Touring Station Wagon $936
Toyota Tacoma 4WD $961
Dodge Grand Caravan SE $968
Chevrolet Malibu Hybrid $1,013
Toyota RAV4 2WD $1,019
Jeep Wrangler Unlimited Sahara 2WD 4-Dr $1,051
Honda CR-V EX 2WD $1,059
Toyota Corolla LE $1,066
Chevrolet Silverado 2500HD LT Crew Cab 4WD $1,085
Volkswagen Jetta SE 4-Dr Sedan $1,095
Toyota Prius $1,087
GMC Sierra 3500HD SLE Extended Cab 2WD $1,106
Chevrolet Impala LS $1,141
Chevrolet Silverado LTZ Extended Cab 2WD $1,158
GMC Sierra SLT Crew Cab 4WD $1,168
Hyundai Sonata Limited 4-Dr Sedan $1,158
Kia Optima EX $1,168
Toyota Camry LE $1,162
Ford Explorer XLT 2WD $1,177
Honda Odyssey EX $1,219
Ford Edge Sport AWD $1,223
Compare Rates Now Go

Cost estimates assume single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rate information does not factor in your specific Colorado location which can decrease or increase prices substantially.

Looking at the numbers, vehicles like the Ford Escape, Honda Accord, Hyundai Elantra, and Toyota Tacoma should be some of the cheapest vehicles to insure for health professionals.

For health professionals, one of the big criteria that aid in calculating the amount you pay for auto insurance is where you keep your car. Areas with a lot of weather claims or more people like Denver, Pueblo, and Lakewood tend to have higher auto insurance costs, whereas areas with lower crime rates and fewer weather claims have the luxury of cheap car insurance rates.

The following table lists the most expensive areas in Colorado for nurses to purchase a policy in.

How much is auto insurance in Colorado?
Rank City Annual Rate
1 Denver $1,439
2 Aurora $1,417
3 Pueblo $1,412
4 Commerce City $1,354
5 Lakewood $1,324
6 Centennial $1,317
7 Colorado Springs $1,316
8 Security-Widefield $1,304
9 Northglenn $1,303
10 Arvada $1,295
11 Ken Caryl $1,287
12 Brighton $1,285
13 Westminster $1,284
14 Thornton $1,281
15 Parker $1,270
16 Littleton $1,254
17 Highlands Ranch $1,229
18 Broomfield $1,215
19 Castle Rock $1,211
20 Boulder $1,159
21 Greeley $1,156
22 Longmont $1,133
23 Grand Junction $1,132
24 Fort Collins $1,089
25 Loveland $1,074
Get a Custom Quote Go

Table data uses estimated as the specific zip code location can increase or decrease price quotes substantially.

The chart below demonstrates how deductible levels can influence insurance costs when trying to find cheap insurance for nurses in Colorado. The rates are based on a married male driver, comprehensive and collision coverage, and no discounts are factored in.

A 40-year-old driver could reduce rates by $330 a year by switching from a $100 deductible up to a $500 deductible, or save $498 by using a $1,000 deductible. Young drivers, like the Age 20 chart data, could reduce their rates $1,110 or more by using higher deductibles when buying full coverage. When raising deductibles, it is necessary to have plenty of money set aside to enable you to pay the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

Discount Colorado insurance

Insurance companies that provide coverage for nurses may have special discounts that can lower rates by as much as 35% if you meet certain criteria. Large insurance companies and their offered discounts are shown below.

The illustration below illustrates the difference between auto insurance costs with and without discounts applied to the rates. The data assumes a male driver, no violations or accidents, Colorado state minimum liability limits, comp and collision included, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with safe-driver, passive restraint, accident-free, anti-theft, homeowner, and vehicle safety discounts applied. When discounts are factored in, the average amount saved each year on insurance for nurses is 28% or $410.

Best insurance company in Colorado

Buying coverage from a good quality company can be challenging considering how many companies there are in Colorado. The company ratings in the next section could help you decide which companies you want to consider when comparing insurance rates for nurses. These ratings are for large insurance companies, so smaller companies are not included in the list.

Top 10 Major Auto Insurance Providers in Colorado Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. The General
  5. Progressive
  6. Allstate
  7. AAA Insurance
  8. American Family
  9. Nationwide
  10. Travelers

How to find more affordable auto insurance for nurses in Colorado

Here are a few money-saving ideas that can help drivers get cheaper coverage.

That last idea is particularly significant, as we stressed in the prior information. Car insurance prices change constantly, so don't hesitate to switch to a new company if a better rate can be found. Many drivers prefer to stick with one company, but it's not recommended if that stubbornness costs you thousands of dollars over the life of your policy. Take a couple minutes and shop around and find cheaper car insurance for nurses.