Insurance rates Audi A6 in Colorado SpringsTrying to find low-cost insurance for a new or used Audi A6 in Colorado can turn out to be an all-consuming task, but you can follow our car insurance buying tips to find lower rates.

There is a right way and a wrong way to shop for car insurance and you need to know the absolute fastest way to compare rates for your Audi and locate the cheapest rates.

You should make it a habit to get comparison quotes on a regular basis because prices fluctuate regularly. If you had the best rates on Audi A6 insurance in Colorado Springs last year you can probably find a lower rate today. There are lots of tips to save on A6 insurance out there, but I'm going to show you some of the best ways to slash your car insurance rates in Colorado Springs.

If you have a policy now or just want to save money, use these techniques to reduce the price you pay without reducing coverage. Quoting and comparing rates for more affordable auto insurance policy in Colorado Springs can be fairly easy. Drivers just have to understand the most efficient way to compare insurance rates from many different companies.

Affordable Audi insurance price quotes in Colorado Springs

The car insurance companies shown below can provide quotes in Colorado Springs, CO. If several companies are displayed, we suggest you visit two to three different companies to get the lowest price.

Audi A6 Insurance Price Estimates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $324 $724 $396 $24 $118 $1,586 $132
A6 3.2 Premium Plus 4-Dr Sedan $300 $652 $426 $26 $128 $1,532 $128
A6 3.0 Quattro Premium 4-Dr Sedan $364 $688 $358 $22 $108 $1,540 $128
A6 3.0 Quattro Premium Plus 4-Dr Sedan $200 $454 $396 $24 $118 $1,192 $99
A6 3.0 Quattro Premium Station Wagon $228 $508 $362 $22 $108 $1,228 $102
A6 3.0 Quattro Premium Plus Station Wagon $324 $688 $314 $18 $94 $1,438 $120
A6 3.0 Quattro Prestige 4-Dr Sedan $258 $544 $474 $28 $142 $1,446 $121
A6 3.0 Quattro Prestige Station Wagon $258 $544 $404 $24 $120 $1,350 $113
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $282 $606 $474 $28 $142 $1,532 $128
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Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Colorado minimum liability limits. Discounts applied include homeowner, multi-policy, multi-vehicle, claim-free, and safe-driver. Price information does not factor in the specific area where the vehicle is garaged which can modify rates noticeably.

Choosing deductibles

The hardest decision when buying coverage is how high should the physical damage deductibles be. The following tables may help to illustrate the rate difference of buying low and high deductibles. The first rate table uses a $250 physical damage deductible and the second set of prices uses a $1,000 deductible.

Audi A6 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $376 $702 $352 $20 $106 $1,581 $132
A6 3.2 Premium Plus 4-Dr Sedan $376 $702 $352 $20 $106 $1,581 $132
A6 3.0 Quattro Premium 4-Dr Sedan $376 $702 $352 $20 $106 $1,581 $132
A6 3.0 Quattro Premium Plus 4-Dr Sedan $376 $702 $352 $20 $106 $1,581 $132
A6 3.0 Quattro Premium Station Wagon $376 $702 $298 $18 $90 $1,509 $126
A6 3.0 Quattro Premium Plus Station Wagon $376 $702 $298 $18 $90 $1,509 $126
A6 3.0 Quattro Prestige 4-Dr Sedan $376 $702 $352 $20 $106 $1,581 $132
A6 3.0 Quattro Prestige Station Wagon $376 $702 $298 $18 $90 $1,509 $126
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $412 $784 $352 $20 $106 $1,699 $142
Get Your Own Custom Quote Go
Audi A6 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
A6 3.2 Premium 4-Dr Sedan $232 $442 $352 $20 $106 $1,152 $96
A6 3.2 Premium Plus 4-Dr Sedan $232 $442 $352 $20 $106 $1,152 $96
A6 3.0 Quattro Premium 4-Dr Sedan $232 $442 $352 $20 $106 $1,152 $96
A6 3.0 Quattro Premium Plus 4-Dr Sedan $232 $442 $352 $20 $106 $1,152 $96
A6 3.0 Quattro Premium Station Wagon $232 $442 $298 $18 $90 $1,080 $90
A6 3.0 Quattro Premium Plus Station Wagon $232 $442 $298 $18 $90 $1,080 $90
A6 3.0 Quattro Prestige 4-Dr Sedan $232 $442 $352 $20 $106 $1,152 $96
A6 3.0 Quattro Prestige Station Wagon $232 $442 $298 $18 $90 $1,080 $90
A6 4.2 Quattro Prestige 8Cyl 4-Dr Sedan $254 $492 $352 $20 $106 $1,224 $102
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Price estimates do not factor in specific garaging location which can lower or raise premium rates substantially.

Using the premium rates above, we can conclude that using a $250 deductible costs roughly $36 more each month or $432 a year than buying the higher $1,000 deductible. Due to the fact that you would have to pay $750 more to settle a claim with a $1,000 deductible as compared to a $250 deductible, if you have more than 21 months between claim filings, you would more than likely save some money if you choose the higher deductible.

These discounts can lower your insurance rates

Car insurance can cost a lot, but there may be some discounts that can drop the cost substantially. A few discounts will be applied at quote time, but some discounts are required to be requested specifically prior to getting the savings.Insurance discounts

You can save money using discounts, but some credits don't apply to your bottom line cost. Most cut individual premiums such as physical damage coverage or medical payments. Even though it appears all those discounts means the company will pay you, you aren't that lucky. Any amount of discount will definitely lower the cost of your policy.

To choose insurers who offer cheap Audi A6 insurance quotes in Colorado Springs in Colorado Springs, click here.

How Your A6 Insurance Premiums are Determined

Many factors are taken into consideration when you get your auto insurance bill. Some of the criteria are obvious like a motor vehicle report, but some are less apparent like your continuous coverage or how financially stable you are.

Listed below are some of the factors used by insurance companies to determine premiums.

Tough employer may mean higher prices - Jobs like judges, air traffic controllers, and miners tend to have higher premiums than the average policyholder due to intense work situations and long work hours. On the other hand, occupations like actors, engineers and retirees have the lowest average rates.

Lower performance equals lower insurance prices - The performance level of the car you need to insure makes a huge difference in how high your rates are. The most favorable rates will generally be found on small economy passenger models, but that's not the only thing that factors into the final price. Due to the fact that the Audi A6 is a luxury sedan, insuring your vehicle will cost more as compared to the average rate in Colorado Springs.

Driver age impacts rates - Older, more experienced drivers are shown to be more cautious, tend to file fewer claims, and usually have better credit.Young drivers have a tendency to be inattentive and easily distracted behind the wheel so car insurance rates are higher.

Never let your car insurance policy expire - Driving with no insurance is against the law and you will pay a penalty because you let your insurance expire. Not only will you pay more, getting caught without coverage might get you fines or a revoked license.

Insurance loss data for Audi A6 vehicles - Insurance companies use past loss statistics for each vehicle when they file their rates in each state. Vehicles that the statistics show to have higher frequency or amount of claims will have higher premium rates. The table below shows the compiled insurance loss statistics for Audi A6 vehicles.

For each insurance policy coverage type, the claim amount for all vehicles, regardless of manufacturer or model, is a value of 100. Numbers shown that are under 100 suggest a better than average loss history, while values over 100 point to more claims or an increased probability of a larger loss.

Insurance Loss Ratings for Audi A6 Vehicles

Make and Model Collision Property Damage Comp Personal Injury Medical Payment Bodily Injury
Audi A6 4dr 2WD 146 112 134
Audi A6 4dr 4WD 153 70 155 53 55 59
BETTER
AVERAGE
WORSE

Empty fields indicate not enough data collected
Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Insurance agents can help

Always remember that when buying coverage online or from an agent, there is no perfect coverage plan. Everyone's situation is a little different.Safe vehicles cost less to insure

For example, these questions may help you determine if your situation could use an agent's help.

If it's difficult to answer those questions but you know they apply to you, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and can provide invaluable advice.

Local neighborhood Colorado Springs car insurance agents

Certain consumers still prefer to go talk to an agent and doing that can be a smart decision Licensed agents can point out coverage gaps and help submit paperwork. One of the best bonuses of price shopping on the web is you may find cheaper auto insurance rates and still have an agent to talk to. Putting coverage with local agencies is important particularly in Colorado Springs.

Insurance agents in Colorado SpringsOnce you complete this form (opens in new window), your insurance data is submitted to participating agents in Colorado Springs who will give you bids for your coverage. You don't have to contact any insurance agencies since rate quotes are delivered immediately to your email address. If you need to get a rate quote from a specific car insurance provider, you just need to visit that company's website and give them your coverage information.

Shown below is a list of insurers in Colorado Springs that are able to give price quotes for Audi A6 insurance in Colorado Springs.

More Colorado Springs agents

Finding a good insurer is decision based upon more than just a cheap price quote. The answers to these questions are important, too.

Save $467 a year. For real?

Colorado consumers get pounded daily by advertisements that claim the lowest premium rates by State Farm and Allstate. All the companies tend to make the same promise that people will save if you move to them.

How is it plausible that every one can charge you a lower premium? This is how they do it.

All companies have underwriting criteria for the type of driver they prefer to insure. A good example of this type of driver might have to be over the age of 45, carries high limits, and drives newer vehicles. Any driver who fits that profile will probably get the lowest premium rates and as a result will probably save a lot on Colorado Springs Audi A6 insurance if they switch.

Consumers who fall short of those standards will be quoted a higher rate which usually ends up with the prospect going elsewhere. Company advertisements say "people who switch" not "everybody who quotes" save that much. This is how insurance companies can confidently lure you into getting a quote.

This really emphasizes why you absolutely need to compare many company's prices. It's just too difficult to predict which insurance companies will give you the biggest savings.

What is YOUR best insurance company?

Some car insurance companies may not have online quoting and most of the time these small, regional companies only sell coverage through local independent agencies. More affordable car insurance in Colorado Springs can be found online and with local Colorado Springs insurance agents, so you should be comparing quotes from both to have the best chance of lowering rates.

People switch companies for any number of reasons including denial of a claim, delays in paying claims, high prices or unfair underwriting practices. No matter why you want to switch, finding a new company can be easier than you think.

When you buy Colorado Springs car insurance online, make sure you don't reduce coverage to reduce premium. Too many times, someone sacrificed liability coverage limits only to regret that it was a big error on their part. Your goal is to find the BEST coverage for the lowest price, but don't skip important coverages to save money.

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