Are you kicking yourself for buying high-priced Acura ZDX insurance in Colorado Springs? It's a common feeling and there are lots of people in the same boat.

Insurance for Acura ZDXA recent study revealed that most insurance policyholders kept their policy with the same company for over three years, and approximately 40% of consumers have never compared rates from other carriers. Many drivers in Colorado could cut their rates by roughly $600 a year, but most tend to underestimate how much savings they would realize if they switched to a more affordable policy.

Due to the large number of options when it comes to insurance, it's nearly impossible to choose the cheapest insurance provider.

Consumers need to compare rates quite often due to the fact that insurance prices change regularly. Even if you think you had the best quotes on Acura ZDX insurance in Colorado Springs six months ago you will most likely find a better rate today. You can find a lot of information about ZDX insurance out there, but in a few minutes you can learn some excellent ideas to find cheap insurance in Colorado Springs.

To find low cost prices, there are a couple of ways of comparing price quotes from companies that offer auto insurance in Colorado. The best way to find the cheapest Acura ZDX insurance rates involves getting comparison quotes online.

It's so easy to compare rates online that it makes it obsolete to call or drive to insurance agencies in your area. Buying insurance online has made agencies unnecessary unless your situation requires the trained guidance of a licensed agent. It is possible to obtain prices from the web and still use a local agent. When quoting auto insurance, remember that comparing more rates from different companies helps increase your odds of locating the best rates. Some regional insurers cannot provide Colorado Springs ZDX insurance quotes online, so you also need to get quotes from them as well.

The companies shown below are our best choices to provide free quotes in Colorado Springs, CO. If more than one company is shown, we recommend you compare several of them to get the best price comparison.

Acura ZDX Insurance Estimates in Colorado Springs, CO
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
ZDX Technology Package AWD $264 $516 $396 $24 $118 $1,318 $110
ZDX AWD $360 $726 $396 $24 $118 $1,624 $135
ZDX Advance Package AWD $294 $640 $456 $28 $136 $1,554 $130
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Table data represents single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Colorado minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Premium costs do not factor in zip code location which can revise prices substantially.

Deductible comparison

The diagram below shows how choosing a deductible and can influence Acura ZDX premium costs for different age groups of insureds. The data is based on a married male driver, full physical damage coverage, and no other discounts are factored in.

Physical damage deductible comparison

One of the more difficult decisions when buying auto insurance is which deductible level should you buy. The rates shown below sum up how much more rates are of buying low and high deductibles. The first data table uses a $100 deductible for comp and collision and the second pricing table uses a $1,000 deductible.

Acura ZDX insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
ZDX Technology Package AWD $420 $740 $352 $20 $106 $1,663 $139
ZDX AWD $420 $740 $352 $20 $106 $1,663 $139
ZDX Advance Package AWD $420 $838 $352 $20 $106 $1,761 $147
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Acura ZDX insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
ZDX Technology Package AWD $232 $390 $352 $20 $106 $1,100 $92
ZDX AWD $232 $390 $352 $20 $106 $1,100 $92
ZDX Advance Package AWD $232 $442 $352 $20 $106 $1,152 $96
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Data based on married male driver age 30, no speeding tickets, no at-fault accidents, and Colorado minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Rate quotes do not factor in specific Colorado Springs garaging location which can lower or raise coverage prices considerably.

Based on the data above, we can derive that using a $100 deductible will cost in the ballpark of $49 more each month or $588 a year than selecting the higher $1,000 deductible. Because you would pay $900 more out-of-pocket with a $1,000 deductible as compared to a $100 deductible, if you tend to have at least 18 months between claims, you would save more money going with the higher deductible.

Auto insurance prices based on gender

The information below illustrates the comparison of Acura ZDX insurance rates for male and female drivers. The data assumes a clean driving record, no at-fault accidents, full coverage, $100 deductibles, drivers are not married, and no discounts are taken into consideration.

Discounts can help save money on Acura ZDX insurance in Colorado Springs

Auto insurance can be pricey, but there could be significant discounts that you may not even be aware of. A few discounts will be applied when you get a quote, but some discounts are required to be asked about in order for you to get them. If you do not double check each discount you deserve, it's possible you qualify for a lower rate.Discount auto insurance

You can save money using discounts, but most discounts do not apply to the overall cost of the policy. The majority will only reduce the price of certain insurance coverages like comprehensive or collision. So despite the fact that it appears you could get a free auto insurance policy, you aren't that lucky.

Some of the larger companies who might offer many of the previously listed discounts include:

If you want cheaper Colorado Springs auto insurance quotes, ask each company or agent how many discounts you can get. A few discounts might not be available to policyholders in Colorado Springs. To view providers that have a full spectrum of discounts in Colorado Springs, click here.

Auto insurance protects more than just your car

Despite the high cost, insurance serves a purpose in several ways.

The benefits of carrying adequate insurance definitely exceed the cost, especially when you need to use it. According to a recent study, the average American driver overpays more than $855 a year so shop around at every policy renewal to ensure rates are competitive.

Can't I compare rate quotes from local Colorado Springs insurance agencies?

A small number of people still like to talk to an insurance agent and doing so can bring peace of mind One of the great benefits of comparing insurance online is that you can find the best rates but still work with a licensed agent. Supporting local agencies is especially important in Colorado Springs.

After completing this simple form, the quote information is submitted to participating agents in Colorado Springs who will give you quotes to get your business. There is no reason to leave your computer because prices are sent instantly to you. It's the lowest rates without having to waste a lot of time. If you have a need to compare prices from a specific company, don't hesitate to search and find their rate quote page and fill out their quote form.

Listed below is a list of insurance companies in Colorado Springs that may be willing to give comparison quotes for Acura ZDX insurance in Colorado Springs.

3993 Academy Blvd N - Colorado Springs, CO 80917 - (719) 596-8800 - View Map

2606 Palmer Park Blvd - Colorado Springs, CO 80909 - (719) 630-1800 - View Map

1311 E Fillmore St - Colorado Springs, CO 80907 - (719) 473-3600 - View Map

2407 W Colorado Ave - Colorado Springs, CO 80904 - (719) 473-6262 - View Map

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Finding a good provider should depend on more than just a low price. Here are some questions you should ask.

Upon receiving satisfactory answers to all your questions and an acceptable price quote, it's possible that you found an insurance company that is professional and can properly service your insurance policy.