Colorado Car Insurance

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price.

You CAN Pay Less for Colorado Car Insurance!

Colorado ranks 24 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $167 and collision coverage is around $264. The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

Local Colorado insurance agents can give you quotes from many companies approved to sell insurance in Colorado, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

Buy Online or Find a Colorado Agent

There is a very good chance that you are currently paying too much for car insurance. With over 5,024,748 people in the state of Colorado, you wouldn't think one of the most stolen vehicles in Colorado would be a 1999 Honda Civic, but it is. But don't think that your car can't be stolen just because you live in Colorado.

Compare Colorado Car Insurance Rates

If you own a home in Colorado, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

State Farm, Farmers Insurance, Allstate and More!

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare Colorado insurance rates.

Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year. Your current Colorado car insurance company may be charging you significantly more than you should be paying.

Colorado Low-Cost Car Insurance

Don't assume the rates you paid last year for Colorado car insurance will be the same this year. It's important to comparison shop your coverage with different Colorado insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in Colorado.

The best car insurance rates in Colorado may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent. Each insurance company has their own set of rating criteria, so the rates from one insurer may be significantly different from another.

Money Saving Tips When Buying Car Insurance

  • Colorado Senior citizens can often receive cheaper car insurance rates
  • Insurance companies reward policy holders who stay with their company for a longer period of time by giving a small discount
  • Students with good grades often qualify for a discount rate
  • Belonging to certain professional organizations can earn you a discount
  • Clean up your credit report and see significant savings
  • Buying low profile cars rather than high performance sports cars or expensive SUV saves on insurance
  • Click here to compare rate quotes and see if you're spending too much on car insurance in Colorado.

If you could save 40% or more on your car insurance, wouldn't that be time well spent? Click to start a quote!

Compare Colorado Rates
Most Stolen Cars in Colorado
  • 1999 Honda Civic
  • 2002 Ford Explorer
  • 1997 Dodge Ram Pickup
  • 1999 Jeep Cherokee/Grand Cherokee
  • 1995 Acura Integra
  • 1990 Toyota Camry
  • 1995 Saturn Si
  • 1997 Ford F150 Pickup
  • 1995 Dodge Neon
  • 1995 Honda Accord
Colorado Insurance Statistics
  • Minimum liability requirements in CO are $25,000 per person, $50,000 per accident, and $15,000 in property damage liability
  • There are 5,024,748 people in CO, over 2,975,300 licensed drivers, and over 12,458 vehicle thefts each year
  • Comprehensive coverage costs and average of $167 and collision coverage averages $264. Liability insurance is an additional $429.
  • Colorado ranks 24 out of 50 states for car insurance costs. Average car insurance rates in CO are $738.
  • Homeowners insurance in Colorado average $826 but if you combine your home and car insurance with the same company you could get a discount.